Consumer credit (Collective insurance)
When applying for a consumer loan and a credit card from JSC Credit Europe Bank (Russia), you are given the opportunity to insure your life, health and ability to work with LLC Insurance Company Credit Europe Life.
What does the program provide?
- Protection 24 hours a day, 365 days a year from the date of registration of the policy.
- A lump sum payment of the insurance amount to you or your loved ones in the event of an insured event.
- The ability to pay off your loan using the insurance payment.
What risks does the program cover?
- Total permanent loss of ability to work for any reason (I group of disability).
- Death for any reason.
- Life-threatening diseases.
- Seeking medical care in medical organizations, including the use of telemedicine services.
Who can be a participant in the program?
Borrower of JSC "Credit Europe Bank" aged from 18 to 100 years (at the end of the insurance period):
- is fully capable of work, is not a disabled person of the 1st or 2nd group;
- does not suffer from mental illness;
- is not HIV-infected or has AIDS;
- is not registered with a drug addiction or psychoneurological dispensary.
What is the amount of the insurance payment and who will it be paid to?
The insurance amount is equal to the amount of your loan and is paid to you or your heirs.
Advantages of an insured loan- Saving time. You do not waste extra time, since the registration of documents for joining the insurance program occurs simultaneously with the registration of documents required to obtain a loan.
- Timely assistance. Financial assistance comes exactly when it is most needed. If an insured event occurs, the program will help you and your loved ones to promptly cope with possible financial difficulties when repaying the loan debt.
- Convenient payment methods. The commission for inclusion in the collective insurance program of bank borrowers is paid automatically on the date of your next loan payment.
- The insurance coverage begins from the moment the first payment is made.
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