Consumer credit (Individual insurance)

What does the program provide?

• Protection 24 hours a day, 365 days a year from the date of registration of the policy.
• A lump sum payment of the insurance amount to you or your loved ones in the event of an insured event.
• The ability to pay off your loan using the insurance payment.

What risks does the program cover?

• Total permanent loss of ability to work for any reason (I group of disability).
• Death for any reason.
• Life-threatening diseases.
• Temporary disability.
• Hospitalization as a result of an accident.

Who can be a participant in the program?

Borrower of JSC "Credit Europe Bank" aged 18 to 70 years (at the end of the insurance period):

• is fully capable of work, is not a disabled person of the 1st or 2nd group;
• does not suffer from mental illness;
• is not HIV-infected or has AIDS;
• is not registered with a drug addiction or psychoneurological dispensary.

What is the insurance payment amount and who will it be paid to?

The insurance amount is equal to the amount of your loan and is paid to you, your heirs or the designated Beneficiary.

• Time saving. You do not waste extra time, since the registration of insurance documents occurs simultaneously with the registration of documents required to obtain a loan.
• Timely assistance. Financial assistance comes exactly when it is most needed. In the event of an insured event, the policy will help you and your loved ones to promptly cope with possible financial difficulties when repaying the loan debt.
• Convenient payment methods. The ability to pay the insurance premium both from your own funds and from the amount of the loan provided by the Bank.
• The insurance coverage begins from the moment the insurance premium is paid.

POLICY CONDITIONS (from 19.01.2024 to the present))